With more and more online service providers coming up these days, it often becomes difficult for consumers to know which apps are beneficial for us or not. Online service providers often make websites and applications or apps to make our lives easier by helping us in our day-to-day activities. However, as per the present trend there are numerous online service providers for one single service. For example, if you want to shop clothes online, there are e-commerce websites in India such as Myntra, Flipkart, Amazon, Ajio and so on. So in such a scenario, we often find ourselves in a fix as to how we can identify the best service provider for us. In this context, we have found that customer reviews are one of the best sources that can tell us about any brand. However, we should always take customer reviews with a pinch of salt as false customer reviews are also sometimes a part of a competitive firm's marketing strategy. In this context, we have recently come across a service provider named pay with ring. We have conducted a survey based on pay with ring reviews on various portals and tried to understand better about this brand.

Having its inception in 2022, pay with ring is a consumer-first digital payments app which is launched by Kissht, one of India’s leading payments and lending fintech player. It is an online service platform that assists its users in sending money to their banks or paying for goods and services. Some of the premium features offered by Pay with Ring include assistance with microcredit, no transaction fees for tiny payments, incentives for every transaction, exclusive cashback, and discounts on purchases made at partner merchants. Customers of pay with ring credit limit can utilise credit money to meet a variety of demands and take advantage of 0% interest on on-time repayments. To better understand the pay with ring payment method, we have tried to see the customer review that it has gone on its app listing on Google play store in general and also on web in general.

We have found that pay with ring has a great rating record on Google play store, with an overall rating of 5 stars, calculated as an average of 3.18 lakh reviews. Few of the top reviews include “I've tried other payment apps, but none of them could beat the simplicity and convenience that RING offers. “ and “When they verified my information, they offered me an instant credit limit without any fees. I was very impressed with their easy payments and customer support.” Such ratings highlight not just about the efficiency of pay with ring in providing their core service efficiently but also its customer friendliness and ease of use. The company was then evaluated using the Google search tool. The phrases "pay with ring scam" or "pay with ring fraud" have been seen in some articles and even videos, although those claims have been proven to be false. For instance, there had been one complaint on an NGO portal named Consumer Complaints Court. In that complaint the consumer had cited that his credit amount was reflected even after re-payment. To investigate the matter, we have tried using the pay with ring app with various ids and our usage has shown that the credit amount is reflected as it is and also the repayment is reflected in the profile as soon as the payment is made. Even if there is any technical glitch, it might take some time or we always have the scope of raising a complaint with the grievance redressal cell of pay with ring.

During our research, we had also come about pay with ring review in which users expressed their displeasure with the amount of transaction fees levied by the company. However, our team has found that there are no unintended modifications to the credit line provided by pay with ring. In reality, we discovered that Pay with Ring had made clear on both our website and in their terms and conditions for their mobile application all the fees that the customer must pay.

As a result, based on our analysis of customer reviews for pay with ring, we have found that it is one of the most beneficial benefits that is capable of transforming microfinance sector, especially using the online technology. It is a very good solution that can assist those who struggle to obtain loans from banks since extra documentation is needed. It should be highlighted, nonetheless, that one should always behave responsibly and inquire about the pay with ring fees and charges before starting to utilise their services.

What Are the Customer Reviews About Pay With Ring?