Home inspections are an important part of the home buying process. A thorough inspection by a qualified home inspector can uncover issues with the property that could cost you thousands down the road. When it comes to the structural integrity and safety of a home, a building inspection is absolutely essential.
Why Building Inspections Are Critical
There are a few key reasons why Building Inspections should be a non-negotiable part of any home purchase:
Identify Major Defects
A home inspection will identify defects in the home that could compromise the integrity and safety of the structure. This includes issues like:
Cracks or failures in the foundation
Roof leaks and damage
Deteriorating load-bearing walls or columns
Defective electrical wiring
Faulty plumbing systems
Structural damage from pests, water infiltration or other causes
Catching these types of major defects before purchase could potentially save you from buying a "money pit" of endless repairs down the road.
Meet Code Requirements
Home inspections ensure the property meets current building code requirements. Changes to building codes over the years mean older homes may not be up to current standards. A home inspector will check that things like:
Handrails on stairs and balconies
Smoke detectors
Electrical outlets, panels and wiring
Ventilation systems
Fire separation walls
All meet the safety requirements of the current building code. Identifying areas that need upgrading ensures the home will be safe for your family.
Reduce Liability
There are potential legal and financial liabilities if safety issues with the home result in an injury. For example, if an unsafe deck collapses under guests or improper electrical wiring causes a fire. A professional inspection identifies hazards like these so you can require the seller to fix them prior to purchase. This reduces the liability you assume as the new property owner.
Provide Peace of Mind
Finally, a professional structural and safety inspection gives you peace of mind. You'll know exactly what condition the home is in and what to watch out for in the future. The process educates you about the property so you can properly care for and maintain it.
What's Inspected in a Building Inspection?
A building inspection covers all aspects of the property related to structural integrity, function and safety. This includes:
Foundation and Framing
Inspectors will carefully examine the foundation and all structural framing. This includes things like:
Checking for cracks in poured concrete or block wall foundations
Looking for settling issues or moisture damage
Probing wood framing with an awl to test for rot or pests
Assessing basement/crawlspace for water infiltration
Checking masonry for cracked, settling or deteriorating brick
Issues like cracks wider than 1⁄4 inch or signs of settling indicate potential problems with the integrity of the foundation. The framing inspection assures walls, columns, floors and ceilings are sound.
Roofing
Roof damage can be extremely costly if not caught early. Inspectors will thoroughly examine:
Roof covering materials (shingles, metal, etc.) for damage or decay
Flashings around chimneys, vents and valleys for leakage
Attic framing, sheathing and insulation for moisture intrusion
Skylights, saddles and other roof penetrations
Drainage and gutters
Common signs of roof issues include sagging rafters, water stains on interior ceilings and walls, damaged or curling shingles, and obvious leaks. Catching problems now prevents major headaches later.
Electrical Systems
Faulty electrical wiring is a major fire hazard. The inspector will look at:
Condition of the electrical panel and all wiring
Grounding and bonding of outlets, switches and fixtures
Condition of outlets, switches and light fixtures
Amperage rating of the electrical panel
Are there enough circuits for the size of the home?
Presence of smoke detectors and carbon monoxide detectors
While cosmetic upgrades may be needed, the focus is on identifying any wiring issues that present safety hazards such as exposed wires, improper installations or overloaded circuits.
Plumbing Systems
Plumbing issues can destroy a home from the inside out. Inspectors examine:
Condition of incoming water lines and valves
Pipe materials and evidence of leaks
Water pressure at all fixtures
Functioning of toilets, sinks, tubs and showers
Condition of the water heater(s)
Proper venting of gas-fired appliances
Problems like corrosion, major leaks, non-functioning fixtures or improper venting can be flagged for repair before you close. This prevents water damage and gas hazards down the road.
Ventilation/HVAC Systems
Proper ventilation and climate control keeps a home safe from mold and conserves energy. Inspectors will:
Check condition and function of AC/furnace systems
Cleanliness of ductwork and adequate airflow
Venting systems for bathrooms, kitchens and gas appliances
Presence of ventilation fans and attic exhaust
Adequate insulation in attics, walls and crawlspaces
Issues with systems not functioning properly or inadequate ventilation can lead to excess moisture and mold growth that compromises air quality and the home's structure.
Major Appliances
While a general check of functioning appliances is done, the focus is on safely operating:
Water heaters
Furnaces
Air conditioners
Electrical appliances like stoves and ovens
The goal is to identify damaged or malfunctioning systems that present safety issues from shock/fire hazards to gas leaks and carbon monoxide dangers.
This covers the major areas an inspector will examine that relate to the structural integrity and safety of the home. Cosmetic issues won't be highlighted unless they point to larger underlying problems. The idea is to identify major defects early.
Current Market Conditions
The home inspection market has seen some major changes in recent years. Some key trends include:
Increasing Demand
The hot real estate market has led to huge demand for qualified home inspectors. Buyers want reassurance they aren't overpaying or buying a "money pit." This has inspectors booked weeks in advance in many markets.
New Technology
Advanced tools like drone cameras, moisture meters, infrared imaging and smartphone apps help inspectors conduct even more thorough, efficient inspections. This provides buyers with comprehensive information on a home's condition.
Changing Regulations
Individual states are increasingly regulating the home inspection industry with mandatory licensing, education requirements and ethical codes of conduct. This helps ensure a minimum standard of quality.
Inspection Shortages
Despite growing demand, many markets face a shortage of inspectors. Candidates can take a home inspection training course then gain certification. This career path offers the potential for an excellent work/life balance and high earning capacity in many areas.
Evolving Scope of Inspections
Buyers today want even more info beyond just the physical structure. Many inspectors now offer additional testing for radon, lead paint, asbestos, and mold. Pool, spa and septic inspections are also popular add-ons.
These trends shape today's home inspection industry. Overall demand remains high as buyers want assurances they are making a sound investment.
Key Implications of Inspection Findings
Professional home inspections frequently uncover defects that must be addressed. As the buyer, you have three main options if problems are found:
1. Require the seller to repair defects
For significant structural or safety issues, you can make repair a condition of the sale. Be reasonable - minor upgrades for older homes may be your responsibility. But major issues threatening safety or structural integrity warrant requesting fixes.
2. Adjust offer price accordingly
If repairs aren't possible before closing, negotiate the offer price down to compensate for the needed work. Get contractor estimates to determine a fair price reduction amount.
3. Walk away from the deal
If excessive repairs are required that don't make financial sense, you may need to walk away. This is better than inheriting a "money pit" of endless problems down the road. Just be sure inspection findings justify this nuclear option first.
No matter what types of issues surface, don't waive your inspection contingency rights. A building inspection plays a crucial role in ensuring you make a sound investment. Listen carefully to your inspector's advice as you determine the best course of action.
Addressing problems proactively reduces future headaches. It also ensures you buy a home that will be structurally sound, safe and comfortable for years to come.
Final Thoughts
Building Inspections provide vital insights into a home's condition. Major structural or safety issues can be flagged for repair before purchase. Even if hired by the seller, you should still have an independent inspection done. The most important thing is getting an objective overview from a qualified professional.
What inspection findings mean for any propertydepends on factors like the home's age, location and state of maintenance. Work through any problems revealed constructively. Be reasonable with repair requests, offer adjustments or walk away only if truly warranted.
No house is perfect, but everyone deserves a home free of major defects that undermine structural integrity. A professional Building Inspection gives you confidence in your purchase and helps safeguard your investment. Don't skip this critical part of due diligence when buying a home.